Should I get renter's insurance? I do not own a home but I do have an extensive library and a few valuables not to mention clothes, computers, etc.
Renter's insurance has been quoted to me at $150 per year, but I have also heard that it takes a lot of trouble to set up (taking pictures of your belongings and itemizing everything). Is it time consuming? Does it matter?
Should I buy it? Is it worth the time and money?